As most of you know, we are a family of 8. We have 5 children ages 7-17 and we also care for an adult child as well. Being frugal and budgeting is the only way we can survive. Fortunately, over the years I have become somewhat of an expert on saving money in many different ways. Today I am going to feature my top 5 money saving apps.
I feel like I need apologize in advance that my screen shots have a low battery warning. This type of thing drives me nuts but my daughter’s charger is broken as we are currently sharing mine so I have to push my phone to the limits a little. At least I didn’t have 51 unread messages…
My Top 5 Money Saving Apps
Walmart Savings Catcher
Walmart Savings Catcher is a built in feature of the Walmart app. What I love about this app is how easy it is to use. Simply open the Savings Catcher tab in the app and next it will ask you “Add a Walmart Receipt”. Click on this, and center the photo box that opens over the QR code at the bottom of the receipt and viola, you are done. Walmart will run the receipt against local competitors on qualified purchases and deposit the difference in price into an account on your app.
You can cash out for an e-gift card at anytime. This is another one that I use all year and wait until Christmas to cash out, last year I had approx. $40 saved up by Nov.
Ebates is a money saving app or website that earns you cash back for your online shopping. I use this the most of any other savings app. Let’s say I was going to do some online shopping for my children at Kohl’s because I had an awesome 30% coupon already in hand. What I would do is, go to Ebates on my phone or computer. From there search the store (Kohl’s). So then I click to Kohl’s through Ebates, do my shopping as usual and use my coupon at checkout as usual but, just for landing on Kohl’s through Ebates, I get an additional cash back added to my Ebates account.
Like most of the other sites, you can cash out your Ebates cash when you hit $20 to either PayPal or Gift Cards to an assortment of stores. I often use this trick with site to store as well. By doing this I save on shipping and earn extra cash back. This year we ordered our pool at Walmart.com through Ebates, which has given us a very sizable cash back to get started this year. You can read more about that here –> Saving Money On Above Ground Pools. You can sign up for Ebates >>>Here<<<
Of course most people know what Amazon Prime is and how to use it. What some people might not know about Prime though is, you can waive your 2 day shipping on many items and instead of FREE 2 day shipping you will receive a $5.99 PrimePantry Credit. You can then later use that credit on any PrimePantry items you want to purchase. Each PrimePantry box has a flat shipping rate of $5.99 so this works out to free shipping for these items. Terms and conditions do apply and only one credit can be used per order. The savings do add up quickly though, especially if you frequently use PrimePantry.
You can sign up for Prime >>>Here<<< and take advantage of all the amazing perks of Prime such as FREE Two-Day Shipping for eligible purchases, unlimited streaming of movies and TV shows with Prime Video, and the ability to borrow books from the Kindle Owners’ Lending Library for $99 a year or $10.99 a month.
And remember Prime Day is July 12th 2016. This is like the Black Friday of Prime members.
Retail Me Not
RetailMeNot is a website and money saving app that I frequently use. If I am purchasing anything online and it has a box at check out that says “coupon” or “code” or anything of that sort the very next thing I do is open a new tab for RetailMeNot and put in that stores name to check for current codes. The codes do not always work but most of the time they do and I have saves so much money doing this! I have also trained my hubby and older children to never checkout of a store with a coupon box without checking first.
Ibotta is a money saving app that has digital coupons for rebates. I like to stack these items with manufacturer coupons if I have them for extra savings or I will just use the digital on items that I would normally purchase anyways. What I like about Ibotta is that the app is organized by type of store (grocery, pharmacy, clothing, etc) and then by the stores themselves (Walmart, Target). Once you pick the store you are shopping in you can look at the current deals and unlock them as desired. You do have to watch a short video to unlock the deal. Once it is unlocked you can verify your purchase by taking a photo of the receipt. One of my favorite things about Ibotta is you get a $10 credit when you redeem your first rebate.
When you reach $20 in your account you can cash out by having the money transferred to PayPal or Venmo. Or you can purchase gift cards from a variety of stores. I like to use this type of app all year and then cash out at Christmas time and use it towards our Christmas Budget.
You can sign up for Ibotta >>>Here<<<
*Contains Affiliate links. Simply Said Seven uses affiliate programs to make income on this blog which fund my future projects.
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